為何手錶沒有Touch ID也可用apple pay - iOS

By Joseph
at 2014-09-11T18:05
at 2014-09-11T18:05
Table of Contents
來源:http://technews.tw/2014/09/11/apple-watch-and-apple-pay/
Apple Pay 是蘋果整合旗下 iPhone 進軍行動支付的利器,透過其獨家的 Touch ID
整合新增加的 NFC 來達成快速支付功能,除了擁有 Touch ID 的 iPhone 5s 與 iPhone
6/Plus 可使用外,預計 2015 年上市的 Apple Watch,不過沒有 Touch ID 的 Apple
Watch 是如何確保支付的安全呢?
這個關鍵就是設置在錶後以藍寶石水晶覆蓋的四個感應器上,當 Apple Watch 配戴
到手上時,螢幕上會要求輸入一組四位數的 PIN 來進行認證配,以確認戴上手錶人的身分
,而 Apple Watch 本身也內部也有一個迷你版的 Passbook 來記錄於 iPhone 中輸入的各
式信用卡資訊。
當 Apple Watch 配戴在手上時,四個感測器會持續的判讀,手錶是否持續與股膚接觸
,藉此判斷是要通過 Apple Pay 的認證,也就是說若是把 Apple Watch 自手腕拿下是無
法進行 Apple Pay 的認證與付款,而每次再重新戴上 Apple Watch 時也要重新再輸入密
碼,此舉也同時也是防竊的機能之一。
一般消費大眾這對類非接觸式的行動支付有著許多安全與隱私疑慮,所以針對 Apple
Pay有許多的安全設計,比如說整個交易都透過一次性的交易碼,不傳輸卡號與交易內容
等,加上特別的電容性 Touch ID,甚至把指紋 IC 與指紋儲存都與處理器配對加密,以
獲取消費者的信任。
透過 Apple Watch 後的感測器來進行認證與鎖定身分,也算是蘋果的巧思之一,目前
市場對蘋果推出的 Apple Pay 雖然表示中間應還有許多障礙,不過卻也多表示正面。
心得:
之前許多人的疑問總算解決了(包括我)
要是未來能整合悠遊卡之類的話就更方便了,不管是搭接運,搭公車,小7付款都很方便
但還是希望apple watch能夠有獨立GPS,等下一代再看看
--
Tags:
iOS
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